Tips For Credit Card Use
Credit cards are convenient, easy to use and accepted at millions of locations worldwide. British Airways Employees Federal Credit Union’s Visa Credit Cards are no different. Credit cards are great tools that can help you buy a new outfit or car, pay for college, get a job, lease an apartment, obtain a loan, etc.

But, if you become irresponsible and use your credit card to buy your favorite things with money you don’t have, you could find yourself in deep financial trouble that may take years to recover from.

In order to avoid these pitfalls, follow these simple tips:

• Keep your receipts.
• Record your transactions so you know how much money you’ve spent.
• Be aware of your credit union account balance so you can make sure that you’ll have enough money to pay your bill when you receive it. Keep in mind that credit is not free money.
• Pay off the full amount every month.
• Shred and throw out all receipts with your entire account number.
• Never let anyone else use your credit card.
• Use your common sense.

A British Airways Employees FCU low-rate Visa Credit Card has no annual fee or cash advance fee and a 25-day grace period on purchases.

If you have any questions about credit cards, don’t hesitate to stop by or give us a call. We’re here to help!