Rates

Regular Shares

Regular Shares	APY	Rate
Under $20,000	.25%	.25%
$20,000 - $40,000	.50%	.50%
Over $40,000	.75%	.75%
Club Accounts	.75%	.75%
Above are prospective dividend rates for the current period.  Return to top

IRA Shares	APY	Rate
Under $20,000	.25%	.25%
$20,000 - $40,000	.50%	.50%
Over $40,000	.75%	.75%
Above are prospective dividend rates for the current period.  Return to top

Regular and IRA Certificates (non-jumbo)

Term Share Certificates	Min. Balance	APY	Rate
3 Months	$2,000.00	.50%	.50%
6 Months	$2,000.00	.75%	.75%
12 Months LIQUID	$2,000.00	1.00%	1.00%
12 Months STEP UP	$2,000.00	1.00%	1.00%
18 Months	$2,000.00	1.00%	1.00%
2 Years	$2,000.00	1.26%	1.25%
3 Years	$2,000.00	1.26%	1.25%
4 Years	$2,000.00	2.27%	2.25%
5 Years	$2,000.00	2.27%	2.25%
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Jumbo Certificates Regular & IRA

Term Share Certificates	Min. Balance	APY	Rate
18 Months	$50,000.00	1.13%	1.125%
2 Years	$50,000.00	1.38%	1.375%
3 Years	$50,000.00	1.38%	1.375%
4 Years	$50,000.00	2.40%	2.375%
5 Years	$50,000.00	2.40%	2.375%
18 Months	$100,000.00	1.26%	1.25%
2 Years	$100,000.00	1.51%	1.50%
3 Years	$100,000.00	1.51%	1.50%
4 Years	$100,000.00	2.53%	2.50%
5 Years	$100,000.00	2.53%	2.50%
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Loans

Personal Unsecured	APR	Rate
As Low As	10.00%	10.00%
Rate is based on the credit worthiness of the applicant.  Return to top

Holiday and Vacation	APR	Rate
2 Yrs ($7,500.00 Max)	8.90%	8.90%
3 Yrs ($7,500.00 Max)	9.90%	9.90%
3 Yrs ($8,500.00 Max)	10.90%	10.90%
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Credit Cards	APR	Rate	Card Type
VISA	7.90%	7.90%	Platinum
	9.90%	9.90%	Platinum Preferred
	12.90%	12.90%	Classic
	14.90%-16.90%	14.90% - 16.90%	Credit Builder
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New Auto Boat and Motorcycle	APR	Rate
Two Year Rate As Low As	3.99%	3.99%
Three Year Rate As Low As	3.99%	3.99%
Four Year Rate As Low As	4.49%	4.49%
Five Year Rate As Low As	4.99%	4.99%
Six Year Rate As Low As	5.49%	5.49%
Rate is based on the credit worthiness of the applicant.  Return to top